With the Wells Fargo Active Cash® Card, you can redeem your rewards for purchases on your statement credit or a direct deposit to your eligible Wells Fargo checking account or mortgage. The Wells Fargo Active Cash card comes with a 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers, then a 20. Capital One Quicksilver Cash Rewards. Welcome Bonus. Balances under $25,000 will earn 0. Both provide a flat 2% rewards and both also have 3% foreign transaction fees. This card offers $200 cash rewards after spending $500 in the first 3 months. I don't know why people make a big deal out of the $25 increments. 99% Variable regular APR after that) An introductory APR of 0% for 15 months from account opening on qualifying balance transfers. )Time Codes:0:00 - Intro0:54 - Who benefits from these cards?1:30 - How the 2% is earned1:52 - WF vs. Wells Fargo Active Cash® Card is a great card that also has a simple rewards structure. Both offer unlimited 2% cash back/cash rewards on purchases (although with the Double Cash, you need to pay off your purchases first to get the full 2%), while the Citi Rewards+ only earns 2% back in two categories with a $6,000 annual. If you're looking to make a large purchase. Regardless if you are successful or not, then apply for the Wells Fargo Active Cash Visa. The Wells Fargo Active Cash ® Card, a 2% unlimited cash-rewards card with no annual fee, is sure to be one of the most popular options among flat-rate cash-rewards cards on the market. Wells Fargo Platinum card: Best for those looking for a longer 0% APR period. The Citi Custom Cash® Card (Citi is a Forbes Advisor partner) is big-idea plastic that works well as a companion card. The Wells Fargo Reflect is a good option for cardholders who are looking to consolidate their debt or finance a large purchase. Wells Fargo Autograph℠ Card. Citi Double Cash® Card (see rates and fees). Citi Double Cash Card. Using this card. Here’s an overview of how cash back works on credit cards: Earn a percentage of the amount paid every time you make a qualifying purchase with your cash back credit card. 24% (Variable) APR applies. 00 cash back per year with Citi Double Cash Card and $240. These are solid benefits for a card with no annual fee. The no-annual-fee Wells Fargo Active Cash offers up to $600 of cellphone protection against damage or theft when you pay your monthly cell phone bill with your card (subject to a $25 deductible. For. Recommended Credit Score. Anything over the monthly $2,000, you’ll start to earn more with the Citi Double Cash — that makes the flat-rate cash back card a better choice for big spenders. Credit Cards. Citi Double Cash Caret Down While the Citi Double Cash is a comparable 2 percent cash back card, you could earn less than 2 percent rewards if you aren’t on top of. Note, the Citi Custom Cash technically earns basic ThankYou points, so your welcome bonus will be rewarded in the form of points (redeemable for $200 in cash. » MORE: Credit cards that earn 2% cash back or more on purchasesA prime choice would be the 2 percent cash rewards rate from the Wells Fargo Active Cash card or the similar Citi Double Cash® Card since it earns up to an unlimited 2 percent cash back (1. For instance, Chase has options that also don’t have an annual fee and earn up to 5% back. Wells Fargo Active Cash® Card. When the Fidelity card dropped that benefit it's what made me start looking for another card. A light dimmer is a device that controls the brightness of a light fixture. Discover It Cash Back v. Alternative Cards to the Wells Fargo Active Cash Card Citi Double Cash. Generally, you earn the cash-back rewards as a percentage of eligible purchase amounts — a 2% cash back. To earn cash back, pay at least the minimum due on time. Citi® Diamond Preferred® Card vs. Special Offer. $0 annual fee. Rewards Rate. Citi Double Cash. The only downside to this change are to the people who made use of the Citi Bonus Cash Center (Citi's own shopping portal). The Citi Double Cash® Card has an annual fee of $0 and earns 2% cash back on all purchases—1% when purchases are. Bread Cashback™ American Express® Credit Card * vs. e. If you’re considering applying for the Wells Fargo Active Cash card, it’s probably because of the 2% cash back reward. The Fidelity Card requires a Fidelity account to deposit the money into. Wells Fargo Active Cash vs. The Wells Fargo Active Cash® Card is a no-annual-fee credit card that earns unlimited 2% cash rewards on purchases. An introductory APR of 0% for 15 months from account opening on purchases ( 20. With Citi Double Cash the $25 is the redemption minimum, so once you accrued over $25, you can redeem the entire cash back balance. Annual fee: $0. If you're looking to make a large purchase. However, I don't think you should listen to the bad rumors about Wells Fargo. It has a $200 welcome bonus, cell phone insurance, and it works with digital wallets. The Wells Fargo Active Cash offers an unlimited 2% cash rewards rate on purchases and charges no annual fee. The Wells Fargo Active Cash card offers 0% APR for 15 months, while the Citi Double Cash Card offers 0% APR for 18 months on balance transfers, so the Citi card would give you more time to repay. Earn unlimited 2% cash rewards on purchases. The Wells Fargo Active Cash® Card earns 2% cash rewards on purchases and offers a $0 annual fee, 0% intro APR for 15 months from. Wells Fargo Active Cash ® Card vs. Learn more about this card. (on up to $6,000 in each category per year. 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). Citi Double Cash. The CFU has even more potential because it can be combined with the Chase Sapphire Preferred or Reserve. Best for flat-rate cash back. Wells Fargo Active Cash Card Earn unlimited 2% cash rewards on purchases. The Citi Double Cash® Card is a longstanding leader among cash-back cards. Assuming that this. Both cards offer a $200 welcome offer bonus. Citi Double Cash Card vs Citi Custom Cash Card. Simply pick up the phone to call Visa Signature Concierge. The Citi® Double Cash Card is a $0 annual fee credit card that earns 1% back on all purchases. The Citi Double Cash Card offers a simple rewards system. Citi Double Cash Card. Citi Double Cash® Card. 3. Cash rewards cards that earn 2 percent on purchases aren’t unheard of, but the Active Cash card cuts the strings typically attached to that sky-high rate and leads the pack when it comes to. Some of the PayPal card’s top competitors -- like the Wells Fargo Active Cash® Card and the Citi Double Cash® Card -- both offer a similar rewards program. Rewards Rate. A balance transfer fee of up to 5% of the each. Certainly any big regulatory changes, particularly on interchange fees, could make any 2% card non-viable, but personally if I were looking for a new 2% card the Double Cash would probably beat out the Evergreen and the Active Cash. Main content; Search; AccountWells Fargo Active Cash vs. Also no FTF, which is great for the occasional overseas trip. Best for Cash. Best for Automatic 5%. The WF card is a true 2% card with no gimmick of 1% now and 1% later and it is a visa card which is usable in Costco unlike the Mastercard Double Cash. Wells Fargo Active Cash Card Earn unlimited 2% cash rewards on purchases. Main content; Search; Account The Citi Double Cash Card charges several common fees you should know about, including: Annual fee: $0. The American Express Blue Business Cash™ Card. Other cash back cards earn more back. These are the popular cards that most people can accessibly earn a good flat-rate cash back. That is a total of $40 in cash back per month at $2,000 spendThe Citi Double Cash. The Wells Fargo Active Cash® Card carries no annual fee and earns an easy-to-track 2% cash rewards on purchases. Would take a lot of recurring spend for gas with the 1c extra in gas rewards to overcome the $200 signup bonus of the BofA customized cash (maxing gas at $7k spend at an extra 1% would only be an extra $70 per year on the Costco Visa vs the $200 BofA signup bonus). Citi® Double Cash Card. For example, Chase Freedom Unlimited® can give better overall value due to its bonus categories, offering 1. Bonus Card Option: Wells Fargo Active Cash Card. At which point, I use. However, I don't think you should listen to the bad rumors about Wells Fargo. Citi® Double Cash Card. The Fidelity Visa's 1% FTF, while certainly not ideal, at least leaves the card as an (effectively) 1% cashback card. Annual fee. I hate that my Active Cash does this. It offers a whopping 2%. 5% cards do. Wells Fargo Active Cash® Card The Costco Citi Card earns 2% cash back at Costco, but only a paltry 1% cash back on non-category purchases. It provides a simple model—earn 2% cash back on. Wells Fargo Active Cash Card Earn unlimited 2% cash rewards on purchases. Read the Wells Fargo Active Cash ® Credit Card Agreement and the Wells Fargo Active Cash ® Card Guide to Benefits to learn more. Bottom Line: The Freedom Unlimited card best rewards travel purchased through the Chase Ultimate Rewards travel portal, for dining, and at drugstores. Earn a $200 cash rewards bonus when you spend $500 in purchases in the first three months. But the Wells Fargo Active Cash Card has similar earning potential and adds some additional benefits to sweeten the deal. yeah i was thinking of that option as well, to me i’m deciding between autograph or Citi Custom Cash for my next card. 5 card + SUB is worth more in the short term than a 2% card in th short term, the 1. I would personally make sure I'm well above that before committing to an annual fee card. . 24% or 29. The Citi Double Cash Card is one of the simplest and most valuable credit cards available. If you typically receive an annual. One big reason why the Citi Double Cash Card wins this matchup is that it offers a very generous ongoing rewards rate: 2% cash back on every purchase (1% when you buy and 1% as you pay for those purchases), plus 5% total cash. Citi® Double Cash Card vs. A 2% cash-back credit card that offers an introductory sign-up bonus is rare. After that, the standard variable. Citi Custom Cash Card vs. Credit Cards. Bank of America loyalists. For instance, the Wells Fargo Active Cash® Card comes with up to $1,200 per year in cellphone protection against damage or theft (across two potential claims, minus a $25. Chase Sapphire Preferred Wells Fargo Active Cash. Learn More About the Active Cash HERE: “Show More” to see my Favorite Financial Tools MY FINANCIAL TOOLS 💳 Credit Car. Wells Fargo Reflect® Card. Wells Fargo Active Cash $200 offer; Wells Fargo Active Cash $250 offer: in branch;Wells Fargo Active Cash® Card. Aside from the credit card partnership, they actually do own a portion of the company. As for the Citi Custom Cash, it is plainly obvious why it is so popular and has overtaken the Double Cash. com In head-to-head competition, which of these rewards credit cards wins out? Here’s what. The Chase Freedom Unlimited card offers everything Capital One Quicksilver does, plus a few extra bonus rewards categories and other perks. The Wells Fargo Platinum card does not come with any rewards, either as an initial sign-up bonus or for ongoing purchases. 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). 6 min read Sep 08, 2023. Wells Fargo Active Cash ® Card vs. Citi Double Cash; Chase Freedom Unlimited vs. The WF Active Cash, on the other hand, provides 0% intro APR for 15 months on both purchases and balance transfers. The Wells Fargo Reflect does not offer any cash rewards, so when you make $1,000 in purchases on your card, you won’t earn anything on those purchases. Double Cash might be better for a traveler because of the transfer partners it has and the potential to combine points with Citi Premier. Chase Sapphire Preferred;No annual fee. Concierge service, 24/7. Citi Double Cash® Card. 1. When it comes to ongoing rewards, Wells Fargo Active Cash offers a higher base earning rate on purchases. Wells Fargo Active Cash® Card. Citi Double Cash® Card (see rates and fees) 2 ThankYou points on all purchases — 1 point when you purchase and another 1 point when you pay your bill. Wells Fargo Active Cash® Card;. The Wells Fargo Active Cash offers a $200 cash rewards bonus if you spend $1,000 within the first three months (roughly $334 a month) of account opening. Current credit cards you are the primary account holder of: Wells Fargo Active Cash $5500 limit, 2/2022 FICO Scores with source (see note on FICO score sources below): Wells Fargo 779 Oldest credit card account age with you as primary name on the account: 5 years Number of personal credit cards approved for in the past 6 months: 1Amex Blue Cash Everyday. Citi® Double Cash Card : Best for earning 2% cash back with a long intro APR. Jump to. Points are worth 50% more when redeemed for. Unlike. Some of the PayPal card’s top competitors -- like the Wells Fargo Active Cash® Card and the Citi Double Cash® Card -- both offer a similar rewards program. deVrinj • 21 days ago. The Wells Fargo Reflect® Card offers a 0% intro APR for 21 months from account opening on purchases and qualifying balance. The Wells Fargo Active Cash® Card is one of a number of unlimited 2% flat-rate cash-back cards on the market. ”. Citi Double Cash® Card. Wells Fargo Active Cash Card Review 2022. Still better than many of its better-known 2% competitors, including the Citi Double Cash, Wells Fargo Active Cash, FNBO Evergreen, Synchrony Premier, (Synchrony-issued) PayPal Cashback Mastercard, all of which charge a 3% FTF. Citi Double Cash Card vs. Earn a $200 cash rewards bonus when you spend $500 in purchases in the first three months. 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). Citi Double Cash (2% catch all) US Bank Cash+ (5% on two choice categories - Streaming and Utilities for me). Capital One Quicksilver; Chase Freedom Unlimited vs. For context, the average annual rewards payout from the cashback credit cards in the investor. Rewards: 2% cash back on all purchases for PenFed Honors Advantage members and 1. You can transfer your balance to the Citi® Double Cash Card and pay it off within 18 months. Other cash back cards earn more back. Cardholders can now earn $200 cash back after you spend $1,500 on. I'm very happy with this change. 24% variable APR;. With the Double Cash Card, however, you earn 1% when you make the purchase and. Skip Navigation. The Wells Fargo Active Cash Card is not just one of the best flat-rate cash rewards cards out there, but one of the best cash rewards cards, period. com A comparison of two no-annual-fee cards that offer 2 percent cash rewards on purchases. 7 minute read. The Wells Fargo Active Cash® Card is an exception. The card offers 2% cash back on everything – 1% back when. You’ll earn 5%. The Citi Double Cash Card is the winner over Discover it® Cash Back. Offers may differ from time to time and depend on the marketing channel, such as phone, email, online, direct mail, or in branch. Best for Choice of Bonus Categories: U. Wells Fargo Reply BrutalBodyShots • Additional comment actions. Wells Fargo Active Cash Card. A Penny Pinchers Guide to Personal Fi…Here you will find the Wells Fargo Active Cash vs Citi® Double Cash Card comparison where we will evaluate the features, fees, rewards and other benefits of both the cards and compare both of them. coopdude • 3 days ago. Wells Fargo Active Cash (2% flat-rate cash back, 3% FTF) - $200 SUB for $1000 spend. This is my default cashback combo that I would honestly be happy with using. The card. Wells Fargo. The Wells Fargo Active Cash card I believe has some restrictions on how you can redeem the cash back you will want to read the fine print there. The card has excellent short-term value because it offers a sign-up bonus and a lengthy intro APR offer for both purchases and balance transfers. I can also say that my experience with Wells Fargo (apps, customer service, etc. With the Citi Double Cash® Card you can. Wait a few months and see if you can convert the Citi Double Cash to the other new card announced this week, the Citi Custom Cash MasterCard. The Citi® Double Cash Card is another $0 annual fee cash-back card, boasting 2% cash back versus the Capital One. Wells Fargo Active Cash® Card. Blue Cash Everyday ® Card from American ExpressTD Double Up Credit Card vs. This Visa Signature. Citi Double Cash has a $25 minimum amount redemption. In contrast, the BofA is also limited to $2500 per quarter in bonus category spend. 5% cash back on all purchases and comes with this bonus offer: Earn a one-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening. Capital One Spark Cash Plus. 24 percent. However, the most significant difference is in the card APRs. Wells Fargo Active Cash Card Earn unlimited 2% cash rewards on purchases. Wells Fargo Active Cash vs. Earn a $200 cash rewards bonus when you spend $500 in purchases in the first three months. Wells Fargo Active Cash® Card Best cards to pair with the Citi Double Cash Card When pairing credit cards, it’s best to choose a card that supplements and even makes. Pros 2% cash back on. It is also possible Wells Fargo cash back options will be less user-friendly than some other cards (i. . If Wells Fargo Rewards allowed you to transfer points 1:1 with BILT Rewards, I think that'd be a huge competitor to Chase / Citi / CapOne / AmEx. Wells Fargo Active Cash ® Credit Card. Neither. You can transfer your balance to the Citi® Double Cash Card and pay it off within 18 months. As a Citi customer, as with most other card companies, you can get help with your card or account 24 hours. Wells Fargo Active Cash (2% flat-rate cash back, 3% FTF) - $200 SUB for $1000 spend. There are better 2% alternative like the WF active cash with a nice sub. 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). You can find all the details in our Wells Fargo Active Cash review. The Citi® Double Cash Card and Wells Fargo Active Cash℠ Card have been designed to offer rewards for all your spending with no complicated category system. Regular APR is high: The main draw for this card is the introductory APR to help you pay down debt. •. A balance transfer fee of up to 5% of the each. If you plan to get the Citi trifecta get Double Cash because it earns ThankYou puts that you can use for travel and potentially get more than 2%. The Wells Fargo Active Cash® Card, which launched in July 2021, has quickly distinguished itself as one of the best cash-rewards cards on the market. Wells Fargo Active Cash vs. gas stations, and online retail purchases in the U. The Wells Fargo Active Cash offers an unlimited 2% cash rewards rate on purchases and charges no annual fee. With the Citi Double Cash Card, you’ll earn 1% cash back when you make a purchase and an additional 1% when you pay off your balance. Earn a $200 cash rewards bonus when you spend $500 in purchases in the first three months. Citi’s Double Cash Card lets you earn a net of 2% cash back on purchases — 1% when purchases are made and another 1% when they’re paid. Citi Double Cash Card vs. Wells Fargo Active Cash® Card. With the Wells Fargo Active Cash Card you get a similar $200 cash rewards bonus after spending $1,000 in purchases in the first 3 months. While the benefits of the Citi Double Cash Card are minimal, the Wells Fargo Active Cash Card is more powerful, offering benefits. FNBO Evergreen (2% flat-rate cash back, 3% FTF) - $200 SUB for $1000 spend. Those seeking a cash-back card that earns the same great rate on all your spending should look to a card like the Wells Fargo Active Cash® Card. No annual fee. The Wells Fargo Active Cash® Card also comes with a $200 cash rewards bonus after spending $500 in purchases in the first three months from account opening, while the Citi® Double Cash Card. Welcome bonus: Earn a $250 statement credit after spending $3,000 in purchases in. 5 - 5% cash back on purchases. I’m looking at getting 1 of these 2 options, mainly to pay wedding vendors. Since its release, the Wells Fargo Active Cash® Card has quickly become a standout in the flat-rate category due to its unlimited. Earn a $200 cash rewards bonus when you spend $500 in purchases in the first three months. The Citi Double Cash Card is similar to the Wells Fargo Active Cash Card -- both offer a flat 2% cash-rewards rate. The Double Cash provides 18 months of 0% introductory APR on balance transfers. Your Wells Fargo Visa Signature ® card provides complimentary concierge 11 service that can help you enjoy the things you love. This card also comes with no annual fee, and new cardholders get a 0% intro APR on. Synchrony Premier World Mastercard. 24%, or 29. Wells Fargo Active Cash offers a sign-up bonus, a 0% intro APR offer, and cell phone insurance, while Citi Double Cash has a simple cash-back rate and balance-transfer offer. But Citi Double Cash gives 1% cash back on all purchases, plus another 1% back when cardholders pay their Double Cash bill each month. The Blue Cash Everyday® Card from American Express earns 3% cash back at U. For context, the average annual rewards payout from the cashback credit cards in the investor. Take a look at this table to quickly compare the primary benefits of. The daily driver, until I hit the $6k limit. Wells Fargo Active Cash® Card. •. 84 that could reasonably be charged to a credit card would earn $168. com database is $181. What you should expect to be given when managing a credit card. 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). The $18,088. 5 percent cash back, but no foreign transaction fee and a $150 sign-up bonus) or. Receive two free years of Lyft Pink All Access (valued at $199/year) and a third year at 50% off when you activate a membership by Dec. Costco Anywhere Visa® Card by Citi *: Earn 4% cash back on eligible gas and EV charging purchases for the first $7,000 per year, then 1% thereafter, 3% cash back on restaurants and eligible. The Capital One Venture card offers a generous welcome bonus for meeting spending requirements within the first 3 months after card approval. Annual fee: $0. The Double Cash card usually offers a small welcome bonus. The Active Cash Card offers 0% intro. 24% (Variable) APR applies. This card also comes with no annual fee, and new cardholders get a 0% intro APR on. (If you aren’t successful, apply for the Custom Cash sometime after that. Like the Power Cash Rewards, the. 24%, 25. Citi® Double Cash Card: Best for pairing. 99% Variable APR. Citi DC - 2% on EVERYTHING including bills paid as opposed to some cards that only give 2% on “purchases. The Citi Double Cash® Card is the winner over the Capital One Quicksilver Cash Rewards Credit Card. Wells Fargo Active Cash and Wells Fargo Autograph. Citi DC - 2% on EVERYTHING including bills paid as opposed to some cards that only give 2% on “purchases. With Citi Double Cash you get 1% back at the end of the statement cycle of the charge and 1% back at the end of the statement cycle of the payment. I have the Wells Fargo Active Cash, but unlike my other cards, it doesn't sync my provisional transactions in YNAB. The Citi Custom Cash Card offers a 0 percent intro APR on balance transfers and purchases for 15 months, followed by the variable APR of 16. Wells Fargo has a $25 minimum to redeem to a savings, mortgage, or loan account. It's also best if you need to pay off a high interest credit card. Synchrony Premier World Mastercard. If you pool the Rewards+ with the other two card(s), then you get a 10% rebate on the Thank You Points you redeem from Double Cash and Custom Cash (up to 100,000 TYP per year). supermarket purchases -- one of the best cash-back rates around for that category -- is the driving force behind the Blue Cash Preferred’s usefulness. 5/10 CNET Rating See Rates & Fees Apply Now On Wells Fargo's secure website Intro Offer $200 cash rewards Annual fee $0 APR 20. Miserable-Result6702. Citi® Double Cash Card vs. . 24% - 29. Don't Which To Choose. The Active Cash earns 2% cash. Annual fee: $0 intro annual fee for the first year, then $95. Best for 2% Cash Back: Wells Fargo Active Cash® Card. Cardholders earn 5% back on the first $1,500 on quarterly bonus purchases (once. 99% variable APR applies thereafter. Its rewards rate of 2% cash rewards on purchases is ideal for someone whose spending. If you want the most versatile reward of them all—plain old cash, then the $0-annual-fee Citi Double Cash® Card offers a hassle-free 2% cash back on all purchases—1% when purchases are made. Wells Fargo Active Cash® Card: Best cash-back card. If you’re looking for a good cash-back rewards card, the Wells Fargo Active Cash® Card is a solid choice. Wells Fargo Active Cash Card Earn unlimited 2% cash rewards on purchases. Chase Freedom Unlimited®: Best for Bonus. com database is $181. Cash-back rewards. The Wells Fargo Active Cash card also comes with a 0% intro APR for the first 15 months on purchases and qualifying balance transfers, then a 20. It also doesn't have as many strings attached as the Citi Double Cash or the Synchrony PayPal Cashback cards. Application Link. Wells Fargo Active Cash vs Citi Double Cash . I have had no major issues with using WF cards. Credit CardsThe Blue Cash Everyday® Card from American Express is the winner over The Amex EveryDay® Credit Card from American Express. 24% to 29. 6 min read Sep 08, 2023. Most 2% cards don't have a SUB, while most 1. The Citi Double Cash Card is similar to the Wells Fargo Active Cash Card -- both offer a flat 2% cash-rewards rate. I have a few other cash back cards, my main one is Citi® Double Cash Credit Card. Really covers almost everything, and then Wells Fargo active cash for 2% back on everything else, and the rewards pool with the autograph. Best. This bonus offer will be fulfilled as 20,000. The $25 redemption limit doesn't bother me because I don't do anything with that little bit of cash back anyway. The Citi Double Cash and Wells. Slickdeals. The Citi Rewards+ is a great complement to the Double Cash and/or the Custom Cash. Costco Anywhere Visa Card vs. With 2% cash back — 1% when you make a purchase, plus 1% when you pay that purchase off — your rewards. Wells Fargo Active Cash Card: Earn unlimited 2% cash rewards on purchases; Capital One SavorOne: Earn 10% cash back on Uber & Uber Eats purchases (through 11/14/2024)Card type: Cash back. Of all the flat-rate cards, the Wells Fargo Active Cash® Card is often touted as the best. Take a look at this table to quickly compare the primary benefits of both cards. Earn a $200 cash rewards bonus when you spend $500 in purchases in the first 3 months 1Wells Fargo Active Cash Card Earn unlimited 2% cash rewards on purchases. The Citi Double Cash® Card is often regarded as the torchbearer when it comes to cash back cards. The Wells Fargo Active Cash® Card is an exception. I will say I've had multiple Citi merchant offers not pay me out after redeeming. The Wells Fargo Active Cash® Card is making a splash among the growing list of 2% flat-rate cards on the market. Our example family typically spends $2,443 annually on flights. Plus, there are a family of Citi cards that enhance the earning potential (Custom Cash, Rewards +). Citi® Diamond Preferred® Card vs. JS by Jason Steele Edited by Ryan M Tronier July 31, 2023. 1x points on rent purchases (on up to $100,000 every year)2% card - WF Active Cash or Citi Double Cash 3% multi category - Capital One SavorOne 5% rotating card - Citi Custom Cash. Wells Fargo Autograph: 3x restaurants, travel, gas, streaming, phone (plus replacement). You can transfer your balance to the Citi® Double Cash Card and pay it off within 18 months. Unlike other 2% cash-back cards like the PayPal Cashback Mastercard® * , it comes with. Earn a $200 cash rewards bonus when you spend $500 in purchases in the first three months. Holders of the Citi Rewards+® Card and Citi Double Cash® Card can transfer points to a shorter list of travel partners. 5% cash-back rate on all other purchases while the Wells Fargo Active Cash card earns 2% cash-back on every purchase, regardless of category. Was with you up until the cancellation part. 2% unlimited cash rewards on purchases; $200 cash rewards bonus when you spend $1,000 in the first 3 months. 5% cards do. We'll compare the introductory bonuses, how cashback is earned,. Those who prefer to take rewards as cash back deposited into a checking account might do better with the Citi Double Cash® Card or the Wells Fargo Active Cash® Card. Citi Simplicity cons. These bonus cash rewards will show as redeemable within 1 – 2 billing periods after they are earned. This card doesn’t have any bonus categories as tiered rewards cards do. The Wells Fargo Active Cash® Card earns 2% cash rewards on purchases and offers a $0 annual fee, 0% intro APR for 15 months from. Though not quite as straightforward as a flat 2% cash-back card, the Double Cash rewards 2% cash back on all purchases—1% when purchases. Just PC'd the wells fargo 1% cash card (got it in college) to active cash, and now changing double cash to custom cash. Citi Diamond Preferred highlights. A number of other flat-rate cash-back cards earn 1. ”. Are you OK with category spending or do you want a general spending card? General spending card.